1. Introduction

By using our website, services, or consultation offerings, you agree to comply with and be bound by the following terms and conditions.

2. Services

We provide financial planning, investment advice, and related services. Our services are for informational and educational purposes and do not constitute legal or tax advice.

3. User Responsibilities

• Provide accurate and complete information when engaging with our services.
• Use the website and services lawfully and ethically.
• Maintain confidentiality of consultation details.

4. Limitation of Liability

We are not liable for any financial losses, damages, or risks arising from decisions made based on our advice. All financial decisions remain the responsibility of the client.

5. Changes

We reserve the right to update these terms at any time. Continued use of our services indicates acceptance of such changes.